I'm looking for an old account that I can load for guests. As I understand it, there is no way to create new accounts or gain credits to purchase clix.

Does anyone have an old HCO account that they don't want?

I am willing to discuss. Please let me know.

I was able to make a new account just now.
Not sure on the credit part however.

Using other user accounts violates the EULA and is not recommended (for a number of other reasons, as well).

I wouldn't worry too much about violating the EULA.