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1. When you put in an adventuring company card into your army, your entire army is now a member of that particular AC and they would get the benefit of the card abilities mentioned.
For example, you put in the Dragonslayers AC in your 400 point army, you pay the 40 point cost of the Dragonslayers AC card. So, you now have 360 points left to build your army. If any of your figures' names are mentioned in the cohort section of the card, then you get a discount for every cohort in your army.
2. Not quite. The +2 damage value will only apply when your figure attacks an opposing figure that has a higher point value than your highest point value friendly figure in the battlefield.
For example, your friendly figures are the Zombie Centaur* (24) and Rage Paladin** (40) while your opponent's figures are an Oak Warrior* (35) and Troll Smasher** (54). When any of your figures attack the Oak Warrior*, they will not get the +2 damage but will get the bonus damage when they attack the Troll Smasher**.